We’ve Got You Covered!

All basic automobile insurance plans include the following:

Civil Liability
If you drive a car in Quebec, you need to have civil liability insurance. Civil liability insurance covers any damage caused to third parties during an accident as well as damages to your vehicle in a not-at-fault accident.

While we normally recommend $1 million coverage for the vast majority of our clients, you should opt for $2 million coverage if you plan on using your vehicle outside of Quebec.

Property Damage Coverage
Ever heard of two-way insurance? This is it! Property damage coverage will cover damages made to your vehicle in the following events:

1. An at fault collision
2. If you are the victim of a hit-and-run
3. Fire
4. Theft or Vandalism
5. Glass Breakage

Borrowed/Short-Term Rental Car Coverage
This covers you during those times when you borrow a friend’s car or rent a vehicle for a vacation! This coverage means that you don’t have to go broke paying the inflated rates offered by rental companies.

Travel Costs & Rental Cars
If your vehicle needs extensive repairs after an accident, this option can cover the cost of a replacement car, taxi, or public transportation fees.

Additional Car Insurance Add-ons!

Replacement Value Coverage
This optional add-on to your car insurance will see you get your money back regardless of your car’s depreciation. It covers the cost of new parts in the event of a partial loss. Total loss? This option will allow you to get a new car with the same features as your old one!

$0 Deductible
With this optional car insurance add-on, you won’t have to spend one single penny in the event of a claim! With no deductible, you won’t be caught with sudden unexpected payments!

Used Car Purchase Price
If your car is considered a total loss after an accident, this optional car insurance add-on reimburses you with the equivalent of the price you originally paid. This option helps protect drivers against their car’s depreciation.

Claim Forgiveness
Claims happen. Don’t let them weigh you down with Claim Forgiveness Coverage. This optional add-on to your car insurance avoids any premium increases from 1-2 car insurance claims.

Non-Standard Auto Insurance

Do you need non-standard auto insurance? Shopping for non-standard insurance can be a daunting task. Let the professional insurance brokers at Assurances Simon do all the work for you!